Best Crypto Cards in Singapore: Availability, Fees, and Supported Regions
Compare crypto cards available in Singapore by fees, cashback, APY, virtual and physical card support, KYC, and restrictions. This guide focuses on practical availability for Singapore users.
Singapore is a strong market for digital payments, but that also makes crypto cards harder to justify for everyday local spending.
PayNow, SGQR, bank cards, and multi-currency fintech apps already work well, so a crypto card usually needs to offer something more specific: easier stablecoin spending, better travel economics, or tighter integration with a broader crypto account.
Quick answer: which crypto cards are available in Singapore?
The current Singapore shortlist in our database includes:
- COCA
- EtherFi Cash
- Hawala
- KAST
- Karta
- Kolo
- Lava Card
- Oobit
- Plasma One
- RedotPay
- Revolut Crypto
- Solayer
- Tangem
- Tria
- Wirex
Why Singapore is a distinctive crypto-card market
Singapore users already have efficient domestic payment rails. That changes how crypto cards should be judged.
Three market realities matter most:
- Domestic payment convenience is already high – local cards, wallets, and QR rails are strong.
- Stablecoin usage is practical – many users think in terms of transfers, settlement, and cross-border liquidity, not only speculation.
- Compliance standards are high – KYC, source-of-funds checks, and provider structure matter more here than headline rewards.
That is why a crypto card in Singapore is usually more relevant for travel, international online payments, stablecoin spending, or ecosystem convenience than for replacing a normal SGD bank card.
Best crypto cards in Singapore by use case
This is not a single overall ranking. The strongest options depend on what you care about.
- Lowest published fee profile: COCA, Lava Card, Revolut Crypto, Wirex
- Highest base cashback in our data: Lava Card, EtherFi Cash
- Highest APY range in our data: Wirex, Tria
- Largest adoption signals in our data: Revolut Crypto, RedotPay, KAST
- Wallet-style crypto spending options: KAST, RedotPay, Tangem, Oobit
Singapore availability overview
Card format and KYC
| Card | Virtual | Physical | KYC |
|---|---|---|---|
| COCA | Yes | Yes | Light |
| EtherFi Cash | Yes | Yes | Full |
| Hawala | Yes | No | Light |
| KAST | Yes | Yes | Full |
| Karta | Yes | Yes | Full |
| Kolo | Yes | No | Full |
| Lava Card | Yes | Yes | Full |
| Oobit | Yes | No | Full |
| Plasma One | Yes | Yes | Full |
| RedotPay | Yes | Yes | Full |
| Revolut Crypto | Yes | Yes | Full |
| Solayer | Yes | No | Full |
| Tangem | Yes | No | Full |
| Tria | Yes | Yes | Full |
| Wirex | Yes | Yes | Full |
Fees snapshot
| Card | Monthly fee | FX fee | ATM fee |
|---|---|---|---|
| COCA | 0 | 0 | 0 |
| EtherFi Cash | 0 | 0 | 2% |
| Hawala | 0 | 3% | Needs confirmation |
| KAST | 0 | 0.5% | 2% |
| Karta | 0 | 3% | 1.5% |
| Kolo | 0 | 0 | Needs confirmation |
| Lava Card | 0 | 0 | 0 |
| Oobit | 0 | 1% | Needs confirmation |
| Plasma One | 0 | 1% | Needs confirmation |
| RedotPay | 0 | 1% | 2% |
| Revolut Crypto | 0 | 0 | 0 |
| Solayer | 1.66 | 1.5% | Needs confirmation |
| Tangem | 0 | 0 | Needs confirmation |
| Tria | 0 | 1% | 3% |
| Wirex | 0 | 0 | 0 |
Rewards and yield snapshot
| Card | Base cashback | Max cashback | Savings APY |
|---|---|---|---|
| COCA | 1% | 8% | 5% |
| EtherFi Cash | 3% | 3% | 2%–8% |
| Hawala | 1.5% | Needs confirmation | Needs confirmation |
| KAST | 1.5% | 3% | 3%–5.5% |
| Karta | 0% | 1% | Needs confirmation |
| Kolo | 2% | Needs confirmation | Needs confirmation |
| Lava Card | 3% | 5% | 6.5% |
| Oobit | 0% | 10% | Needs confirmation |
| Plasma One | 2% | 4% | 4%–6% |
| RedotPay | 0% | Needs confirmation | Needs confirmation |
| Revolut Crypto | 0% | Needs confirmation | 3%–4% |
| Solayer | 0% | Needs confirmation | 3%–4% |
| Tangem | Needs confirmation | Needs confirmation | Needs confirmation |
| Tria | 1.5% | 6% | 3%–13% |
| Wirex | 0.5% | 8% | 1%–16% |
Top cards in Singapore by parameter
Top 5 by cashback
| Rank | Card | Base cashback | Max cashback |
|---|---|---|---|
| 1 | Lava Card | 3% | 5% |
| 2 | EtherFi Cash | 3% | 3% |
| 3 | Plasma One | 2% | 4% |
| 4 | Kolo | 2% | Needs confirmation |
| 5 | Tria | 1.5% | 6% |
Editorial team
Top 5 by APY
| Rank | Card | APY from | APY to |
|---|---|---|---|
| 1 | Wirex | 1% | 16% |
| 2 | Tria | 3% | 13% |
| 3 | EtherFi Cash | 2% | 8% |
| 4 | Lava Card | 6.5% | 6.5% |
| 5 | Plasma One | 4% | 6% |
Top 5 by lowest fees
| Rank | Card | Monthly fee | FX fee |
|---|---|---|---|
| 1 | COCA | 0 | 0 |
| 2 | Lava Card | 0 | 0 |
| 3 | Revolut Crypto | 0 | 0 |
| 4 | Wirex | 0 | 0 |
| 5 | EtherFi Cash | 0 | 0 |
Editorial team
Top 5 by adoption
| Rank | Card | User signal | Volume signal |
|---|---|---|---|
| 1 | Revolut Crypto | 1M+ users | $10B+ |
| 2 | RedotPay | 500K–1M users | $5B–$10B |
| 3 | KAST | 100K–250K users | $1B–$2B |
| 4 | EtherFi Cash | 75K–100K users | $1B–$2B |
| 5 | Wirex | 75K–100K users | $500M–$750M |
Funding methods and restrictions that matter in Singapore
For Singapore users, funding flexibility can matter as much as fees.
| Card | Funding methods | Notes |
|---|---|---|
| COCA | Crypto, Bank transfer, SEPA | ATM 0% up to $200 monthly |
| EtherFi Cash | Crypto, SWIFT, Bank transfer | 20 US states excluded |
| Hawala | Crypto, SWIFT, SEPA, ACH | Virtual only |
| KAST | Crypto, SWIFT, SEPA, Bank transfer | Tiered annual fee structure |
| Karta | Crypto, SWIFT, SEPA, ACH | Activation fee applies |
| Kolo | Crypto, SEPA, Bank transfer | Availability statements mixed |
| Lava Card | Crypto, ACH, SWIFT, SEPA | Global-use note |
| Oobit | Crypto | Full KYC required |
| Plasma One | Crypto, SEPA, ACH, Bank transfer | US citizens excluded |
| RedotPay | Crypto, Bank transfer | Activation fee applies |
| Revolut Crypto | Crypto, Bank transfer, SWIFT | ATM free up to $200 |
| Solayer | Crypto | Annual fee applies |
| Tangem | Crypto | No ATM withdrawals yet |
| Tria | Crypto | KYC country match required |
| Wirex | Crypto, SEPA, Bank transfer, ACH | ATM free up to £200 |
The cards most likely to matter for Singapore users
Not every card on the list will fit a Singapore user equally well. These are the ones that stand out most clearly in the current dataset for fees, adoption, or practical use.
Wirex
Wirex combines virtual and physical card support, full KYC, 0 monthly fee, 0 FX fee, and 0 ATM fee in our database. It also shows one of the strongest APY ranges at 1% to 16% and supports bank transfer, SEPA, ACH, PIX, and crypto funding. For Singapore users, that makes it one of the more complete all-round options in the current shortlist.
Revolut Crypto
Revolut Crypto has the strongest adoption signal in our data at 1M+ users and $10B+ total volume. It supports both virtual and physical cards, shows 0 monthly fee, 0 FX fee, and 0 ATM fee, and includes a free ATM withdrawal limit of $200 before a higher charge applies. For Singapore readers who care about scale and card familiarity, it is one of the most established names in the list.
Lava Card
Lava Card ranks near the top on both fees and rewards in our data. It supports virtual and physical cards, has 0 monthly fee, 0 FX fee, and 0 ATM fee, while showing 3% base cashback, 5% max cashback, and 6.5% APY. For users comparing raw card economics, it is one of the strongest entries on the Singapore list.
EtherFi Cash
EtherFi Cash stands out for 3% base cashback, 0 FX fee, and an APY range of 2% to 8%. It supports both virtual and physical cards and a broad funding mix including crypto, SWIFT, bank transfer, FedWire, PIX, FTS, and BREB. The main restriction in our data is that 20 US states are excluded, which is not a Singapore restriction but still relevant for globally mobile users.
KAST
KAST is one of the more visible stablecoin-card names in the dataset and shows strong adoption signals at 100K–250K users and $1B–$2B total volume. It supports virtual and physical cards, has 0 monthly fee, a 0.5% FX fee, 2% ATM fee, 1.5% base cashback, and 3% to 5.5% APY. The main caveat is that its annual fee can range from $0 to $10,000 depending on tier, and KYC restrictions are handled in-app.
RedotPay
RedotPay is one of the strongest adoption names in the Singapore dataset with 500K–1M users and $5B–$10B total volume. It supports both virtual and physical cards, but the current record also shows 1% FX fee, 2% ATM fee, and a one-time activation fee of $10 for virtual or $100 for physical.
How to check crypto card availability in Singapore using Ranked+ Cards
If you want to verify whether a card is usable in Singapore before applying, the fastest method is to check it directly in Ranked+ Cards.
Method 1: use the card page
- Open the card page for the product you are researching.
- Check the countries or supported regions breakdown.
- Confirm that Singapore is listed.
- Check whether support is for virtual card, physical card, or both.
- Review any notes on KYC, residency, or shipping restrictions.
- Check the latest fee fields before signing up.
This is usually the best path if you already have a specific card in mind.
Method 2: use the Data section
- Go to Ranked+ Cards and open the Data view.
- Filter for Singapore availability.
- Filter again by the features you care about:
- virtual card
- physical card
- monthly fee
- FX fee
- ATM fee
- cashback
- APY
- KYC type
- Open the shortlisted cards one by one to confirm restrictions and funding methods.
This is the better method if you want to compare several options side by side.
Editorial team
What Singapore users should check before applying
A card may show Singapore availability and still have practical limits. Focus on these points:
- KYC depth – most cards on this list use full KYC.
- Virtual vs physical support – some Singapore-available cards are virtual only.
- Activation fees – this matters for Karta and RedotPay.
- ATM support – several cards show no ATM support or need confirmation.
- Funding rails – some cards are crypto-only, while others support bank transfers.
- Availability caveats – some entries have mixed or in-app-only country checks.
For local SGD spending, fees matter more than marketing. Singapore already has efficient payment rails, so even a small FX or transaction charge can make a crypto card less competitive for day-to-day use.
A note on local payment alternatives
For Singapore readers, a crypto card is not the only way to spend digital assets. Local QR-based payment rails and stablecoin-linked payment products may sometimes be a better fit for domestic transactions than a traditional card format.
That is especially relevant if your main goal is stablecoin-to-SGD spending, rather than ATM access or global card acceptance. In practice, many Singapore users may end up with a hybrid setup: a regular bank account for SGD, a multi-currency fintech card for travel, and a crypto card only for specific use cases.
Final take
The best crypto cards in Singapore are not all trying to solve the same problem. Some stand out on fees, some on cashback, some on APY, and some on adoption scale.
For practical filtering:
- start with availability in Singapore
- confirm virtual or physical support
- check KYC and restrictions
- compare FX, ATM, and activation fees
- then look at cashback or APY
That order matters more in Singapore than in many other markets because local payment alternatives are already efficient.
