Crypto Cards with Apple Pay and Google Pay
Compare crypto cards that support Apple Pay and Google Pay, with a focus on virtual card access, country availability, fees, KYC, and setup caveats. This guide ranks 10 options from our data.
If you are looking for a crypto card Apple Pay or crypto card Google Pay option, the first thing to check is not the branding. It is whether the exact card programme in your country can actually be added to the wallet you use.
A strong mobile-wallet crypto card usually needs four things to line up:
- Your residency is supported for onboarding and KYC.
- The issuer supports Apple Pay and Google Pay for your country and card programme.
- A virtual card is available without waiting for physical delivery.
- The fee model works for your use case, especially for conversion, FX, and ATM use.
For most users, the most practical setup is a KYC-approved virtual Visa or Mastercard that can be added from the issuer app. That is usually the fastest route to contactless spending.
Quick answer
Based on our data, these are the shortlisted crypto cards that support both Apple Pay and Google Pay and also offer virtual and physical cards:
These are not ranked simply by brand size. The ranking below puts more weight on wallet support, virtual-card usability, geographic clarity, and fee transparency.
How this ranking works
This article uses a practical scoring framework for mobile-wallet users.
Tier definitions
- Tier 1 – Mobile-wallet native: strong Apple Pay and Google Pay support, virtual card access, broad availability, and relatively clear fees.
- Tier 2 – Strong but country-limited: good wallet support, but narrower residence coverage or more conditional pricing.
- Tier 3 – Usable with caveats: works on paper, but pricing, availability, or documentation is less clear.
- Tier 4 – Needs confirmation: marketing claim exists, but too many important details are unclear.
In this shortlist, no card falls into a pure Tier 4 bucket because all ten have both wallet rails marked as supported in our data. But some still have missing fee or support-detail fields, so users should treat them more cautiously.
Snapshot: wallet support, virtual cards, and reach
| Card | Apple Pay | Google Pay | Virtual card |
|---|---|---|---|
| KAST | Yes | Yes | Yes |
| RedotPay | Yes | Yes | Yes |
| Revolut Crypto | Yes | Yes | Yes |
| Coinbase Card | Yes | Yes | Yes |
| EtherFi Cash | Yes | Yes | Yes |
| Wirex | Yes | Yes | Yes |
| Kolo | Yes | Yes | Yes |
| MetaMask Card | Yes | Yes | Yes |
| Tria | Yes | Yes | Yes |
| XPlace | Yes | Yes | Yes |
| Card | Physical card | Availability | Supported countries |
|---|---|---|---|
| KAST | Yes | Global | 184 |
| RedotPay | Yes | Global | 158 |
| Revolut Crypto | Yes | EEA | 39 |
| Coinbase Card | Yes | EEA, US | 31 |
| EtherFi Cash | Yes | Global | 175 |
| Wirex | Yes | EEA, EU | 70 |
| Kolo | Yes | Global | 186 |
| MetaMask Card | Yes | EEA, US | 48 |
| Tria | Yes | Global | 170 |
| XPlace | Yes | EEA, US | 29 |
Best crypto cards with Apple Pay and Google Pay
1. KAST
KAST ranks highly for mobile-wallet users because it combines Apple Pay, Google Pay, virtual card support, physical card support, and one of the broadest country footprints in this list at 184 supported countries.
The headline monthly fee starts at 0, but the important detail is the broader fee structure. Our data shows 0.5% FX, while ATM usage is materially more expensive: $3 + 2% per withdrawal, plus 0.5% to 1.75% extra FX on non-USD withdrawals, with a limit of 3 withdrawals or $750 per 24 hours. There is also an annual fee range from $0 to $10,000 depending on tier.
This makes KAST more interesting for users who want broad onboarding reach and mobile-wallet convenience than for heavy ATM use.
Editorial team
2. EtherFi Cash
EtherFi Cash is another strong wallet-first option. It supports both Apple Pay and Google Pay, offers virtual and physical cards, and is marked as available in 175 countries.
The cost profile is relatively straightforward at a glance: 0 monthly fee, 0 FX fee in the base field, and 2% ATM withdrawal fee. The main caveat is that FX can vary by tier from 0% to 0.5%, and ATM withdrawals carry a $250 daily limit with up to 3 attempts per 24 hours.
For users who mainly care about tap-to-pay spending rather than cash withdrawals, EtherFi Cash looks like one of the cleaner options in this set.
Editorial team
3. Coinbase Card
Coinbase Card stands out for relatively simple headline pricing in our data: 0 monthly fee, 0 FX fee, and 0 issuer ATM fee. It also supports Apple Pay, Google Pay, virtual cards, and physical cards.
The trade-off is reach. Availability is listed as EEA and US, with 31 supported countries, so it is not a globally broad programme like some others here.
Another caveat matters more than the headline fees: our data notes no Coinbase transaction fees listed, but ATM operators may still charge, and crypto trades or spending can include spread. For practical use, that means the wallet compatibility may be good while the real economic cost still depends on the conversion flow.
4. Revolut Crypto
Revolut Crypto is a strong fit for users inside the EEA who want a familiar fintech-style card experience with both Apple Pay and Google Pay support.
Our data shows 0 monthly fee, 0 FX fee, and 0 ATM fee, but that does not mean unlimited free ATM access. The main caveat is a free withdrawal limit of $200 equivalent, after which 2% applies. A 24-hour ATM cap of about £3,000 equivalent is also noted. Availability is narrower than the global programmes here, at 39 countries.
For EEA-based users, Revolut Crypto looks strongest when used primarily as a wallet-linked spending card, not as a frequent cash-withdrawal product.
5. Wirex
Wirex remains relevant because it offers Apple Pay, Google Pay, virtual cards, and physical cards, with availability across 70 countries in EEA and EU coverage.
The base pricing in our data is simple: 0 monthly fee, 0 FX fee, and 0 ATM fee. But again, users need to read past the top line. ATM withdrawals are free only up to £200 per month, then 2% applies. There are also Premium and Elite plans priced at €102/year and €306/year.
Wirex may suit users who want a more established card-and-app structure and expect to stay mostly within the provider’s lower-fee limits.
6. RedotPay
RedotPay offers a broad global footprint with 158 supported countries, plus support for Apple Pay, Google Pay, virtual cards, and physical cards.
The key advantage is reach. The main drawback is cost structure. Our data shows 0 monthly fee, but there is a $10 one-time virtual card activation fee and a $100 physical card fee. FX is listed at 1%, and ATM withdrawals are 2% up to $10,000 monthly, then 3%.
That makes RedotPay more of a convenience and access play than a low-cost choice for users who plan to move in and out of cash regularly.
Editorial team
7. MetaMask Card
MetaMask Card is notable because it is the only card in this list using Mastercard rather than Visa in our data. It supports Apple Pay, Google Pay, virtual cards, and physical cards, with availability across EEA and US markets and 48 supported countries.
The fee picture is more conditional than the top-tier cards above. Our data shows 1% FX and 2% ATM fee at the base level, but those charges can change by tier. There is also an annual subscription range from $0 to $199, and a possible 0.5% stablecoin mismatch fee on some setups.
This card may be attractive to users who specifically want the MetaMask ecosystem connection, but it is less clean from a pricing perspective than the simpler fee models above.
Editorial team
8. Kolo
Kolo looks strong on paper for availability: global coverage and 186 supported countries, the widest reach in this dataset. It also supports Apple Pay, Google Pay, virtual cards, and physical cards.
The issue is evidence depth. Our data shows 0 monthly fee and 0 FX mark-up on USDT, USDC, and EURC, but the ATM withdrawal fee field is blank and there is no support or fees link present in the attached product data.
That does not make Kolo unusable. It does mean users should treat it as a promising but less fully documented option until the missing fee and support details are confirmed.
9. Tria
Tria supports Apple Pay, Google Pay, virtual cards, and physical cards, with global availability across 170 countries.
Its pricing is more complex than the mid-table cards above. Our data lists 0 monthly fee, but also notes annual pricing of $25 for Virtual, $109 for Signature, and $250 for Premium. FX is listed at 1%, but international and FX fees can be up to 3%, while ATM charges can be up to $2 + 3%. The virtual tier also has no ATM access.
Tria may still work for users who primarily want a virtual wallet-compatible card, but the tiering and fee caveats mean it is harder to call a simple recommendation.
10. XPlace
XPlace supports Apple Pay, Google Pay, virtual cards, and physical cards, with availability in EEA and US markets across 29 supported countries.
The core issue here is price positioning. Our data shows 0 monthly fee, but also paid tiers from $200 per year to $5,000 per year. FX varies by tier from 1% on Basic to 0% on Platinum, and the ATM fee field is missing.
That combination makes XPlace a niche option. It may suit users who already know they want a higher-tier programme, but it is not the clearest starting point for someone searching for the best crypto card Apple Pay setup.
Fees matter more than wallet branding
Apple Pay and Google Pay usually are not the expensive part. The bigger cost drivers are normally the card programme itself.
| Card | Monthly fee (min) | FX fee | ATM fee |
|---|---|---|---|
| KAST | 0 | 0.5% | 2% + $3 |
| RedotPay | 0 | 1% | 2% |
| Revolut Crypto | 0 | 0% | 0%* |
| Coinbase Card | 0 | 0% | 0%* |
| EtherFi Cash | 0 | 0%* | 2% |
With conditions or limits noted in the card-specific sections.
| Card | Monthly fee (min) | FX fee | ATM fee |
|---|---|---|---|
| Wirex | 0 | 0% | 0%* |
| Kolo | 0 | 0%* | Needs confirmation |
| MetaMask Card | 0 | 1%* | 2%* |
| Tria | 0 | 1%* | 3%* |
| XPlace | 0 | 0%* | Needs confirmation |
A few patterns stand out:
- Broadly available cards are not always the cheapest.
- Zero-fee headlines often come with tier limits or spread risk.
- ATM use changes the ranking quickly, because several cards become much less attractive once cash withdrawal costs are included.
- Missing fee fields matter. If ATM pricing or support documentation is unclear, that should lower confidence.
Editorial team
Apple Pay and Google Pay are separate checks
A card can support both wallets in general and still fail for a specific user. The gating factors are separate:
- Device compatibility – the right Apple or Android hardware and software.
- Wallet availability in your country – Apple Pay and Google Wallet do not have identical coverage.
- Issuer participation – the exact issuing bank or programme must support that wallet.
- Verification flow – app approval, SMS code, extra KYC, or another security step may be required.
This is why a crypto debit card Apple Pay claim is not enough by itself. Users still need to confirm that their own region, issuer programme, and device setup are supported.
Why virtual card support matters
For mobile-wallet users, a virtual card is often the difference between same-day setup and waiting for delivery.
A virtual card can still fail to add to Apple Pay or Google Pay if:
- the issuer has not enabled wallet tokenisation for that programme;
- your residence country is unsupported;
- the card is not fully activated after KYC;
- the card tier has restrictions;
- your device region or wallet account setup conflicts with issuer rules.
In practice, the best user experience is usually:
- complete KYC;
- receive the virtual card;
- add it from the issuer app;
- complete the verification step;
- test with a small ordinary purchase.
What users should check before funding a card
Before transferring fiat, stablecoins, or crypto to any of these products, check these four layers:
- Onboarding eligibility – can a resident of your country pass KYC?
- Card access – do you get the virtual card immediately, after approval, or only after physical activation?
- Wallet compatibility – does the exact programme support Apple Pay or Google Pay in your market?
- Economic design – what happens at payment time: fiat spend, stablecoin conversion, or auto-sale of crypto?
This last point matters because mobile-wallet compatibility tells you nothing about conversion costs or tax treatment. A smooth tap-to-pay experience can still be expensive if spreads, FX, or ATM fees are weak.
Best fits by user type
Best for broad global availability
These cards show the widest country counts in our data, but Kolo has more missing support detail than KAST or EtherFi Cash.
Best for lower headline fees
These look cleaner on base fees, although limits, spreads, and regional scope still matter.
Best for users who prioritize access over lowest cost
These cards may be useful in more markets, but fee caveats are more noticeable.
Best for ecosystem-specific users
These are more specialized choices and require closer review of tier pricing and availability.
Editorial team
Final takeaway
For users prioritising Apple Pay or Google Pay, the most practical choice is usually a KYC-verified, virtual-first Visa or Mastercard programme with explicit wallet provisioning, clear supported-residency rules, transparent conversion and FX pricing, and a documented physical-card fallback.
The main point is simple: do not choose a card just because it says Apple Pay or Google Pay. Check the issuer, country programme, virtual-card flow, and real fee model before moving funds.
